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In the presence of James V. Davis, Chief Executive Officer of AMPORTS, the Mayor of the City of Benicia, John Silva will today (21 November) officially re-open Pier 95, located at the Port of Benicia, two years after a significant portion of it was destroyed by fire. With the pier now restored to full operational capacity we can offer an even more efficient service and are confident that trade volumes will continue to grow. Fortunately our customers remained loyal and continued to benefit from our extensive range of facilities and skilled and experienced staff.SMO Services

Over the last two years, we have worked extremely hard to ensure that the fire damage caused as little disruption and inconvenience as possible to our customers. The port s extensive facilities also include silos for the storage of petroleum coke, and equipment for handling break-bulk and project cargo. sem I have every confidence that Danny s commitment and drive will help ensure that the terminal continues to enjoy the success we ve come to expect.

Given his considerable experience with the company, Danny was an excellent choice for this important role.As Terminal Operations Manager, Mr Carmichael will become directly responsible for a wide range of day-to-day operational duties, including terminal administration, ship s agency, security and gatehouse and co-ordinator functions. Ports are an important transport interchange and have an increasing role to play in providing a cost-efficient alternative to road transportation.

This project is an excellent example of how UK ports can provide significant competitive benefits for domestic distribution as well as international trade, while encouraging environmentally-friendly methods of transportation. It is our hope that others will be encouraged by the success of this project and that the environment will be the net beneficiary of our efforts to find sustainable solutions

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If you prefer a fixed rate, GMAC has a two-year deal fixed at 4.75 per cent. Alternatively, you could fix for three years with Portman Building Society at 4.99 per cent. If you’d prefer to know what your monthly repayments will be for longer than that, Darlington Building Society has a five-year fix at 5.19 per cent. Charcol, Savills and London & Country will all tell you, free of charge, whether you would be better off switching Google Adwords Services mortgages.

If you have redemption penalties on your current loan, a mortgage broker can also calculate whether it is worth paying the exit fee. To save time and reduce upfront costs, it may be simpler to switch deals with your existing lender,” says Karen Garner at Charcol. But before making your decision, compare the terms you have been offered with others on the market. Then decide which makes more financial sense, staying with your existing lender or going elsewhere.

If you are remortgaging, it is a good idea to use the process as an opportunity to review your entire financial situation. It makes even more sense if you remortgage and tidy up the rest of your finances at the same time,” recommends Mr Harris. If you’ve got an outstanding balance on a credit card and are paying a high rate of interest, you could whack it on your mortgage instead.


But if you do this, bear in mind that, while the rate might be lower than you’ve been paying on your credit card, you are extending your debt over the term of the mortgage. Charcol found that half of the UK’s 11 million mortgage customers would opt to shorten the term of their home loan rather than benefit from reductions in the monthly repayments.If your existing loan has rigid terms, switching to a product that allows you to make overpayments could chop years off your mortgage and save you thousands of pounds.

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Valuable items can be postcoded, such as bicycles, videos, televisions and golf clubs, making it easier for any stolen items to be recovered. Postcodes also have a variety of business uses, including rapid address systems where telephonists need only ask your name, house number and postcode to get your full address details on their computer website seo sydney screens, allowing quick response to enquiries or orders.We are happy for third parties to link to articles within Independent Digital websites, using the URL.

The headline and (your choice) either the first sentence or first paragraph of the article on your site, must link back to the full article on our site.The Bank of England’s decision to leave base rates unchanged for another month means home owners can continue to take full advantage of low mortgage rates. But despite the attractive deals now available, only 13 per cent of respondents to a Legal & General survey said they planned to remortgage this year.


Meanwhile, research from mortgage broker Charcol found that 71 per cent of home owners have never remortgaged and are wasting a total of £7bn a year as a result. About 50 per cent of home owners are estimated to be languishing on their lender’s standard variable rate (SVR),many of which are still around the 5.85 per cent mark, despite the 4 per cent base rate.

And with SVRs coming down anyway as a result of the cuts in the base rate, borrowers have seen their monthly outgoings reduced without having to take any action at all. He points out that those with smaller mortgages, say £60,000, may find that the best deal is not the lowest interest rate but one that is fee-free or gives cash back.But someone with a mortgage upwards of £100,000 would probably be better off paying fees and taking the lowest rate, such as Yorkshire Building Society’s two-year tracker.

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Instead, they will be charged 5.75 per cent, which will be the Halifax’s sole benchmark rate, although the bank is also introducing new tracker rate deals that will initially generate the same pay rate. Halifax is disappointed by the ruling, as Mr Wright, who is to receive compensation, was on a capped-rate deal connected to Halifax’s standard variable rate before trying to switch to the lower variable rate at the end of the capped seo packages sydney period. Halifax had argued that those already on special deals should not be affected by the cheaper rate on offer to new borrowers, but the ombudsman disagreed.

The ruling also affects other lenders, such as Nationwide and Abbey National; neither has responded to the ruling but the former has said it will make its position clear before the end of the month. In a competitive market, lenders have to offer lower rates if they are to snatch customers from rivals. Having a couple of variable rates is just confusing – particularly as they are usually referred to as “standard”.

Those who are too busy, or simply don’t realise that they are disadvantaged for being loyal, miss out. In the same way, it is only those Halifax customers who have a grievance and take it to the ombudsman who will receive compensation. If it hasn’t been resolved within eight weeks, the next step is to approach the ombudsman. The ombudsman is ruling that victims should be refunded the difference between the two rates, and this could add up to a sizeable amount of compensation, so act now.

A postcoded letter can be sorted 20 times faster, and more accurately, than by hand, thanks to sorting equipment which is capable of handling 30,000 items an hour. Many Royal Mail sorting offices use the latest electronic image-scanning technology to ‘read’ a postcode, convert it into a barcode and print it on the envelope.